[Remote] Lead Insurance Data Scientist

Note: The job is a remote job and is open to candidates in USA. Independence American Insurance Company is a subsidiary of Independence Pet Holdings, which manages a diverse portfolio of pet health brands and services. They are seeking a Lead Data Scientist with hands-on experience in P&C or Pet Insurance pricing to lead pricing model development and drive analytical best practices while collaborating with various stakeholders.

Responsibilities

• Develop, refine, and maintain GLM‑based pricing models and related regression approaches used for rate setting, segmentation, and performance forecasting
• Apply machine learning techniques where appropriate to enhance predictive accuracy and customer behavior insights
• Serve as a technical lead on pricing initiatives, ensuring methodological rigor and regulatory awareness
• Take a scoped project and drive it independently to completion, escalating questions or blockers appropriately
• Manage a rotating portfolio of 2–4 active projects, including pricing model builds, research initiatives, and support for regulatory filings
• Conduct exploratory data analysis to understand relationships across pricing, conversion, retention, and risk segmentation
• Perform advanced root‑cause analysis using SQL and statistical techniques to investigate data issues and collaborate with engineering to resolve them
• Translate complex analytical findings into clear, actionable insights for leadership across varying technical backgrounds
• Present modeling results, assumptions, and recommendations to senior leadership in a way that is accessible and compelling
• Become an SME in a key area of insurance pricing, providing guidance to peers, leaders, and cross‑functional partners
• Mentor junior team members and contribute to elevating data science best practices across the organization
• Demonstrate flexibility in leading or following depending on project needs, contributing to a collaborative and high‑trust team environment

Skills

• Graduate degree in Statistics, Mathematics, Data Science, Actuarial Science, or related quantitative field and 2+ years of experience in a data science or analytical role OR 4+ years of progressive experience in data science or analytics
• At least 1 year of experience in P&C or Pet Insurance pricing (rate modeling, GLMs, segmentation, or related actuarial/data science work)
• Strong proficiency in Python and SQL for data manipulation, modeling, and analysis
• Deep understanding of GLMs, regression modeling, and statistical inference
• Demonstrated ability to communicate complex technical concepts to both technical and non‑technical audiences
• Ability to manage multiple priorities in a fast‑paced environment with a small, high‑impact team
• Strong problem‑solving skills, critical thinking, and attention to detail
• Experience with Snowflake, Databricks, or SQL Server
• Familiarity with data warehousing concepts
• Hands-on experience with WTW Radar, Emblem, or Earnix
• Experience building dashboards in Power BI or similar tools

Benefits

• Healthcare
• Parental leave
• Opportunities for career advancements
• Comprehensive full medical, dental and vision Insurance
• Basic Life Insurance at no cost to the employee
• Company paid short-term and long-term disability
• 12 weeks of 100% paid Parental Leave
• Health Savings Account (HSA)
• Flexible Spending Accounts (FSA)
• Retirement savings plan
• Personal Paid Time Off
• Paid holidays and company-wide Wellness Day off
• Paid time off to volunteer at nonprofit organizations
• Pet friendly office environment
• Commuter Benefits
• Group Pet Insurance
• On the job training and skills development
• Employee Assistance Program (EAP)

Company Overview

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